Are you interested in applying for a Wells Fargo Platinum Card? If you are, there are a few things that you should keep in mind. One of the most important things to look out for is the rewards program that comes with your Wells Fargo Platinum Card. This is an area that can really help you with your decision making, because in order to get a lot of the perks that come with your card you'll need to make sure that you use it.
The first thing that you should know is that one of the primary Wells Fargo platinum card benefits is credit monitoring. With this perk you can get up to two free payments made directly to your bank each month. This helps you avoid interest charges and also improves your credit score. Two years of credit monitoring can save you a lot of money, so it is definitely worth it.
Another thing that you should keep in mind when looking at this particular Wells Fargo Platinum Card benefit is that they do not offer a rewards program. Now, I personally think that this is a good thing. It means that if you are a person that does not like to use cash and would rather pay out of pocket for your purchases then you will be able to do so. Also, if you happen to go over your limit on any of your purchases you will not have to worry about being hit with a late payment fee or a high interest rate. This means that you will be able to pay off your balance much faster.
One of the other main things to keep in mind is that these cards are not usually offered to people who are new to the credit card business. That means that anyone that has never had a credit card before should probably wait until they are at least a couple years older before they apply for one of these cards. This is due to the fact that the introductory rates usually do not last very long. It can take a while for these introductory rates to build up in value for you. Now, if you happen to be a person that has been using a credit card for quite a while then you can certainly apply. However, there are a few other things to keep in mind.
One of the primary Wells Fargo Platinum Card Benefits is that you get access to a special program. This program is called the zero annual fee car rental collision damage waiver. If you happen to have an extremely low FICO credit score (around 500), you might be wondering why you would need to get this added benefit. Well, basically if you do happen to have a car that is in mint condition then you can actually save money by having this waived. The reason for this is that if you were to pay for the car rental, roadside assistance, or even gas then you might end up paying an exorbitant amount of money.
Another one of the primary Wells Fargo Platinum Card Benefits is that you get instant online access to your account. With this you will also get access to a number of savings opportunities as well as rewards. Some of these rewards include: air miles, cash back rewards, a fixed rate cell phone protection plan, and vacation discounts. Now, if you happen to have an extremely low FICO score (around 500) then you might want to continue checking out other benefits that this credit card has to offer.
You have probably heard of the Wells Fargo Platinum Card. You may have even applied for one. This is a great credit card if you are in good standing with your bank and have a decent balance on your checking account. But what does it really offer? Let's take a look at the Wells ...
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