The Wells Fargo Cash Back Card has really changed its cash back program. It now pays out 1% on all purchases you make. This is a big improvement over the old cash rebate system. A few years ago, this card wasn't even the most cash back credit card.
Now, it has replaced it position as the better cards. You can get your cash back benefits paid on regular purchases, and not just on the rebate or free interest paid after the purchase. This also eliminates the requirement to pay the balance before you can cash out the rewards. Now you just pay the interest and not the balance.
Another great part about owning a Wells Fargo cash back card is the no fee earning incentives. You earn points and receive free merchandise. The best part is, those points can be added, used for gas, and when you reach a certain amount you get the bonus of a rebate. This type of cash wise card gives you the opportunity to save at the pump and earn a rebate for it. If you only use your card to pay for gas, you'll never really save.
Other cash back card offers have no fee earning incentives as well. These offers are usually only good for the first year. After the first year, you have to pay your normal monthly fee. With these kinds of offers, you usually only get the bonus rewards for the first year. You pay high service charges and many other fees when you use your card.
There is also another great offer from this credit card company. They give you a chance to earn up to twice as much as you spend. This offer is called chase Sapphire Reserve Ultimate Rewards Points (also known as chase Sapphire). For the first year you pay no annual fee, and then you get three times the amount you spent. For those who are looking for a credit card with an amazing rate of return, then this offer from Wells Fargo is ideal.
All of these credit cards are not perfect, but they do have great rates. It depends on how good you make use of them. There is no reason to sign-up for the other credit cards that charge yearly fees. Look into the no annual fee, no service charge cards first before signing up for any other credit cards.
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