You have probably heard of the Wells Fargo Platinum Card. You may have even applied for one. This is a great credit card if you are in good standing with your bank and have a decent balance on your checking account. But what does it really offer? Let's take a look at the Wells Fargo Platinum Card and see if it might be something for you to consider.
One of the first things that is nice about the Wells Fargo Platinum Card is the introductory rate. This is one of the best introductory rates that is available. It is good for about six months, but after this time period, you will have to pay interest on your balance transfer balance. This means that you will end up paying a higher interest rate than you would on a traditional credit card. However, as mentioned before, you can transfer your balance to another one of their cards during the introductory period.
The perks on this card are pretty impressive as well. You get a free debit card and a travel reward card with your checkbook. This is perfect if you are going on an extended vacation. It is important to know that these cards do expire and if you do not cancel them, you will lose these perks.
This one of a kind card allows you to add money from an ATM. If you choose, you can have the money added to your checking account as well. That way, you have all of your money in one place. If you are a person who does not like carrying around a lot of cash, this is the perfect card for you.
The customer service is better than you would expect from a company like this. If you have any questions, you can contact customer service and they will be able to assist you. They can also assist you with a Wells Fargo Platinum card balance transfer if you need one.
You can use the funds you have transferred to your savings, checking, or credit card. You simply put the amount you wish to transfer into the account. Make sure you are careful with how much you borrow because you do not want to be stuck paying interest for a couple months. However, you should always keep in mind how long it takes to pay off your balance. Some people find it beneficial to just carry a small amount of cash everywhere. This is especially true when traveling.
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