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The welcome offer on the Discover it Cash Back credit card is somewhat different from the normal sign up bonus offers that many other cards offer. Instead of earning cash back on expenditures, as with usual, you get the cash credited to your account for use. In order to qualify for the cash back offer, you must also make purchases from selected vendors. After you have met the credit requirements, you will be able to apply for your cash back credit card online by making your deposit into your account.

Discover it Cash Back has three reward programs it offers to its members. You can choose cash back from two special categories – store and restaurant. Each category has a certain amount of money available after you meet the required minimum purchase amounts. You can earn up to fifteen percent in rebate on your purchases from select stores and diners while restaurants can earn up to twenty percent of their total purchases.

This is one of the few Discover cards that allows you to choose between earning points and cash back. You can earn one point for every dollar you charge to your account and another one for every dollar you spend. These points add up to a maximum earning rate of two percent. As you earn more points, you will notice your earning rate increasing. You cannot exceed your bonus limit either.

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You can use your cash back card in just about any store that is open. You do not have to redeem the points for anything. You must spend some time shopping in the participating stores in order to receive your points. You will also need to have a decent credit score in order to qualify for these special deals. Those with a poor credit score will not be able to cash in on the benefits of the Discover it Cash Back Card.

This is just an example of how you can use your Discover it Cash Back Card to earn cash back. It is possible that other rewards may be available. In fact, the company says that there are so many different ways to use your credit card. You can go online and discover all kinds of specials from Dunkin Donuts to Disney. Plus, your purchases can benefit from exclusive member discounts and rebates.

This is a great way to earn cash back with this Discover it Card. You receive points for each dollar you charge and you have the option between redeeming those points for cash or getting into the special member discount and rebates. This makes this a great way to build a savings account with Discover. They have a very low interest rate and also offer a long term fixed rate. If you need a new credit card, then you need to look into the Discover it Cash Back Card.

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