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Don't give away your PayPal card number, even in the middle of an online discussion. This is a common mistake and can lead to all sorts of problems. Keep the information confidential to yourself, like your bank account number, credit line, password and celebratory password. If you send an unsolicited email that appears to be from PayPal that asks for such information, address it to the Help Center right away.

Use caution when using your real PayPal card number. Don't give it to random people on the Internet. Also, if you're surfing through social networking sites, don't pass along your card information. In fact, use your real name with any site where you make payment using PayPal because you are making an investment in your future business. It's always better to play it safe than sorry. That said, here are some simple things you can do when you encounter someone on the Internet who wants to ask for your PayPal account number:

Email them a “friend request” first. You'll know if the request is valid because they will need a friend login. If they have a valid PayPal account you'll know they're asking for legitimate information (and not just looking for some sort of personal information). If they don't or don't have a valid PayPal ID or account number, then they're probably scammers. Use common sense when dealing with these kinds of people and if you ever feel uncomfortable, block their information from further contact.

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Next, if you don't know how to get in touch with a real PayPal are, send them an e-mail instead. Most people working on the Internet are happy to work through e-mail so don't hesitate to send them a simple message. Make sure to include your full name as well as the real address where you live.

Lastly, if all else fails, you can always call them but you should only do this if you have all the information you need. Ask them about a credit card with their name and address (and maybe some other information) and ask them to send you the verification code. That way you can have the assurance that you're dealing with a real paying customer and you can make an educated decision if you feel uncomfortable about any of their information.

In conclusion, there's really no way of knowing if a request for your PayPal card number is fake until you actually try it. If however, you're feeling uneasy about it, simply block their information from further contact and report them to credit card fraud experts (the Better Business Bureau is a great resource). If you never use a credit card, be smart about where you do. Even if you never buy anything on the Internet, it's a good idea to keep your eyes open. It's easier to protect yourself when you know what's happening with your personal information.

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