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Many agenda issuers accept belief for who can authorize for new accounts, but Chase is conceivably the best strict. Chase’s 5/24 aphorism agency that you can’t be accustomed for best Chase cards if you’ve opened bristles or added claimed acclaim cards (from any agenda issuer) aural the accomplished 24 months.

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For instance, if you’ve opened two Citi cards and three Amex cards aural the accomplished 24 months, again you will acceptable be denied for a new Chase agenda until your 5/24 annual decreases. There absolutely aren’t any workarounds to the 5/24 rule, above cat-and-mouse for a new annual to be over 24 months old.

While Chase doesn’t broadcast which cards are afflicted by the rule, there are abundant letters on forums, such as Reddit, that address which acclaim cards are accountable to 5/24.

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The 5/24 aphorism reportedly affects best Chase acclaim cards, including:

Co-branded cards are additionally reportedly affected:

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If you’ve afresh opened new acclaim cards and appetite to administer for a Chase acclaim card, you may not apperceive area you angle for the 5/24 rule. To annual your 5/24 score, artlessly analysis your acclaim address and calculation the cardinal of accounts that were opened in the accomplished 24 months.

This additionally includes if addition added you as an accustomed user on their account. And any accounts that were opened aural the accomplished two years but additionally bankrupt aural that time should still be counted.

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No — added agenda issuers don’t chase the 5/24 rule, so you may authorize for an Amex or Citi agenda if you’ve opened bristles accounts aural the accomplished 24 months. However, all agenda issuers accept their own requirements and belief for acknowledging applicants.

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Information about the Southwest Rapid Rewards® Premier Business Acclaim Card, Chase Freedom®, Chase Freedom Unlimited®, Ink Business Cash℠ Acclaim Card, Ink Business Preferred® Acclaim Card, Ink Business Unlimited℠ Acclaim Card, Chase Slate®, AARP® Acclaim Agenda from Chase, Amazon Prime Rewards Visa Signature Card, Disney® Premier Visa® Card, Disney® Visa® Card, IHG® Rewards Club Traveler Acclaim Card, Starbucks® Rewards Visa® Card, United Club℠ Business Card, and United Club℠ Agenda has been calm apart by CNBC and has not been advised or provided by the issuer of the agenda above-mentioned to publication.

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Editorial Note: Opinions, analyses, reviews or recommendations bidding in this commodity are those of the CNBC Select beat staff’s alone, and accept not been reviewed, accustomed or contrarily accustomed by any third party.

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