When you go to the ATM, what happens next? Do you just hand over your card and walk away? Do you feel safe because you know your card details are protected with a fake debit card? You don't need to be because a clever crook knows that a real card will not provide the desired protection – that is why they are targeting those with fake cards and stealing their details.
A fake debit card is basically a clever device crooks can use to swipe a debit or credit card through at an ATM machine. It can also record the information from the magnetic stripe on the card. The fraudulent skimming device does not have your card pin number printed on it – but instead the crooks have hacked into the system at ATMs and got pin numbers from ATM machines. This means that the thief can get your bank details and account details through your card using a fake debit card.
If you want to protect yourself, then you should stop using your card at ATM machines. If you carry a plastic card, you should carry it in your wallet or purse. The only exception would be if you're going to the ATM machine to make a withdrawal. Otherwise you should keep your plastic card in your wallet or purse. If you are going to the ATM machine to make a withdrawal, then you should insert your card in the machine to verify that it is valid.
If you do get your card in the machine, don't worry too much about it. A fake debit card can get through your PIN very quickly. If the transaction goes through successfully, then just let the transaction go through. If however, the transaction is denied, then you have a problem on your hands. The key thing here is to act quickly – just stop the transaction at the point where it is being denied, and try again later on. If you think that the transaction was rejected because of a problem, then this can be fixed by speaking to the bank staff that handles debit cards for you.
However, if the transaction was denied because of your card, then you need to report the fraud immediately to your bank and the bank. The bank will investigate and will either investigate the issue itself or you will be contacted by their customer care team. After that, they will help you identify the problem and rectify it before it can happen again.
Fake cards are one of the best ways of card fraud. Avoid using them and always use your card at an ATM machine and always make sure that your card is secured with a solid piece of paper and a smart wallet or purse.
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