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With this Citi card, it’s all about the points. You can acquire two “ThankYou points” for every dollar spent at supermarkets and gas stations for the aboriginal $6,000 spent per year, and one point for anniversary $1 spent on all added purchases.

As an anterior offer, you can Acquire 2,500 benefit credibility afterwards you absorb $500 in purchases with your agenda aural 3 months of anniversary opening; redeemable for a $25 allowance agenda at thankyou.com. Citi will additionally assembly your credibility to the abutting 10 points. For example, Citi will assembly a $2 coffee to 10 points. Credibility can be adored for allowance cards, electronics and accessories and booking travel. They can additionally be acclimated to boutique online at Amazon or Best Buy.

With no anniversary fee, the agenda additionally comes with a 0% Intro APR on purchases for 7 months. Unfortunately, the accepted APR afterwards that aeon is absolutely aerial – 14.49% to 24.49% Variable, based on your creditworthiness.

There is a amends APR of 29.99%, as able-bodied as a backward acquittal and alternate acquittal fee of up to $40. Foreign affairs will run you 3% of anniversary purchase.

One bonus: Citi offers you the adaptability to accept your acquittal due date. You can accept to pay your bill in the beginning, average or end of the month.

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