If you're not familiar with the Wells Fargo prepaid debit card program, it's a smart move to steer clear of it until you're fully aware and comfortable. In this article, we'll discuss what is available, how it works, and what fees are associated with the program. By the time you've finished reading this brief article, you'll have a better idea of whether or not it's right for your financial situation. If so, you can proceed to apply for a Wells Fargo prepaid debit card.
One of the things that make Wells Fargo prepaid cards so attractive is the easyPay option. EasyPay is part of an ongoing effort by the company to simplify banking in as many ways as possible. It allows customers the convenience of an online banking experience with the security and ease of a traditional card. EasyPay is available at a participating local branch, and online through a toll-free number (called a chime). One or more preloaded card offers from this set are temporarily no longer accessible.
Prepaid Debit Cards – With the easyPay feature, you can pay bills online, transfer money, and earn miles towards free airline tickets, or even discounted merchandise. You can fund your account using a major credit card (Visa, MasterCard, Discover, American Express or Union Bank) and set up direct deposit. This is how you earn miles and apply the points towards free airline tickets or other reward categories that you choose. You don't need to withdraw the money from your checking account or pay any interest on the funds in your account to be able to earn miles.
Existing Businesses A business may also avail of their Wells Fargo prepaid debit card through the existing financial institution they're using for their business transactions. Often, there are fee waivers or special arrangement arrangements made with the bank for this purpose. For instance, you might have to pay a higher APR or perhaps have a different transaction fee depending on the financial institution you use for your business. But since you don't have to take out a new Visa card, you can save on fees and get instant benefits while still staying compliant with your financial institution's terms and conditions.
Waiving Fees and Eliminating Late Fees Waiving fees is just one way to get a break on overdraft fees. To qualify, your account must show a balanced history of all transactions, including debits and credits. Fees on your account will be waived if you pay your bill on time or before the due date. The Wells Fargo prepaid debit card can help you avoid late fees because it helps you manage your cash flow and stay on top of your spending.
When used in conjunction with easy payments, prepaid cards provide an ideal way for you to plan your budget and simplify your financial management. Fees on many types of transactions, such as ATM purchases, are automatically waived when using the Wells Fargo easypay card. This means you avoid adding additional charges to your monthly balance. Simplifying your budget and controlling your spending can be accomplished by using prepaid cards, which offer no interest, zero cost, hassle and time saving options.
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