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Having the best debit card at your disposal is a great way to save lots of money overseas on travel. At some point, you will need cash while traveling; whether it is for a restaurant in Tokyo or a luxurious trattoria in Italy. While most American credit cards work overseas, they often come loaded with high fees; usually, you will pay a currency exchange fee, a conversion charge of 3 percent, and even whatever extra fee the credit card company has to pay.

A credit card, though, works as a debit card, and there are no fees at all. In fact, the only charge is a flat fee that the card company charges you each month in order to withdraw cash from your account. This flat fee may not seem like much, but you should consider what happens if you run out of cash or need to make a change while you are away. The flat fee can add up, especially if you are traveling in a small plane or a car.

The best credit card for a trip abroad is a prepaid debit card. If you plan to travel to countries where a credit card is necessary, like the U.K., then a prepaid card may be the best option for you.

Because prepaid debit cards are not tied to a bank account, all you have to do is load it up with money and you are all set. This means that you never have to worry about having to pay the credit card company when you get back home. You just pull out your card and you can use it wherever you want. It is perfect for those who are planning to travel and need to be able to take cash with them wherever they go.

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Some credit cards can also offer rewards when you use them. Some may give you free gas or car rental rewards while others may reward you with hotel stays or airline miles. These rewards can help offset the cost of your trips. Although they may be great incentives, the real value of these cards lies in the fact that the money that you spend on them can be used for other purposes, such as for purchasing tickets for a family reunion or even a vacation.

Credit cards can be a lifesaver if you use them right. While they may not always give you the lowest interest rate around, in the long run you can end up saving lots of money. on the credit card expenses.

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