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Have you ever wondered how it is possible for someone to use a fake Visa or MasterCard number in order to obtain credit? While most people know that if you are issued a counterfeit Visa card, then the consequences would be very severe, not many people actually understand what a fake Visa or MasterCard number looks like. It is important to note that if you do decide to go ahead and apply for credit under a false name, you are carrying with you a virtual license to steal and misuse the funds that you have been offered.

How does a person acquire a fake Visa or MasterCard number? The most common way is to use an illegal Immigration agent. When you go to apply for a visa or a Canadian passport, one of the questions that you are required to answer is, 'Do you currently have a valid Canada permanent resident card or a visa number?'. If your answer is 'No', then chances are that an immigration agent has advised you that you need a CIV number, otherwise known as a valid visa card number, in order to complete the application process.

You see, each country issues its own unique identification number known as a VISA or MasterCard number. This number is issued by the Canadian government to each person traveling to Canada for work purposes. In recent years, Canadian immigration authorities have made it mandatory for all new immigrants to present at the airport in Canada, a CIV. On returning from your trip, you will be able to show the CIV to the immigration officer at the airport, and in turn be issued with your permanent visa number, which is also your passport.

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However, there is more to it than just applying with no visa card number. If you are applying online using fake money or credit card, you are committing a felony. Each time you use a false Visa or MasterCard number to make payment online, or apply online for anything, you are breaking the law whether you realize it or not. For example, if you are applying for a Canadian Immigration Visa, and one of your ways of paying is through the internet, using your real Visa or MasterCard number to make payment may get you into serious trouble. It is highly recommended that if you are planning on using a credit or debit card while visiting Canada, that you either use a U.S. bank, or one with a history of facilitating transactions for Canadians, or even better yet a bank with no history of facilitating transactions for Canadians.

Even though the United States and Canada are two different countries, they have very similar anti-fraud laws. Many fraudulent transactions take place online, which means many tourists are visiting their home countries without realizing that they are using fake or stolen Visa and MasterCard numbers to make purchases. As mentioned before, if you plan on using a credit or debit card while visiting Canada, do so through your home country first. In addition, you should only use your own name and Visa or MasterCard number to make purchases in countries that you are familiar with, such as the U.S., Canada or your native country.

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Another tip to prevent Visa and MasterCard fraud in Canada is to remember that just because a website claims that they are affiliated with Visa and MasterCard does not mean that they are safe. Although many websites say that all transactions are secure, this does not mean that you can be sure. Be sure to read the fine print and do not just trust websites that are advertising over the internet. Only deal with reputable companies that have a good track record of customer satisfaction and who have a solid history of fighting fraud.

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