Summary – Walmart has partnered with Discover to provide the Walmart Discover Card to customers who have shopped at Walmart in the past. Unlike the standard Walmart credit card (a store credit card, which is just a store card without any perks or benefits) this card is actually a regular Discover credit card with the usual benefits and fees that come along with it. At the end of this article, we are going to detail a card that at least allow you to earn 5% back on all of your shopping at Walmart. If you are like most people who shop at Walmart, you are probably wondering how this card works and whether or not it's worth it. In this article we are going to take a look at what this new card offers and how you can use it to benefit not only your shopping at Walmart, but also yourself!
So how does a Walmart Discover Credit Card work? It is pretty easy! You make purchases at participating stores including Walmart and get your cash rebate for those same purchases plus a little extra. What makes it different than the standard Walmart credit cards is that when you make purchases at Walmart you are given the option to earn extra credits. For example, if you purchase a certain amount of gas at BP, or groceries at Safeway, then you get rewarded with a flat rate earned from your Discover card for those purchases.
This can really open up new ways to use your Walmart Discover Card and get bonus money back from every single purchase you make. The key to taking advantage of this is having a good credit history. Now keep in mind, having a good credit history is no longer enough. These cards now consider your total payment history when reviewing whether or not you qualify for the bonus. Also keep in mind that there are more restrictions now than ever before on what you can and cannot charge on your Walmart cards.
Now let's take a look at what kind of things you can charge on your Walmart Discover Card. If you have a gas station in your area then you can rack up points by making purchases at these gas stations. In fact, your card will actually allow you to earn up to five percent rebate off your purchases at participating gas stations. These rebates are automatically applied to your account each time you make a purchase.
You do need to know the rules regarding the actual cash back rewards though. Some gas stations actually only give out cash rebates on purchases, some on services, and a few on groceries. The exact details will vary by gas station. The best way to find out is to visit the company's website and check it out for yourself.
Overall, your Walmart Discover Card is another excellent credit card option. Just make sure you understand all of the rules and limitations of having this type of money back program. You should also understand what it takes to earn extra rebates on your purchases with this type of credit card and how to qualify for them.
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