Discover card and Chase Freedom are two cash rebate credit cards, which are frequently compared against each other due to their similar offers. Both cards provide 5% cash rebate on purchases at some select categories which vary every quarter. The main advantage of Discover card is that it has no annual fee while for Chase Freedom, the annual fee is waived if you maintain your account for a year. Here I have pointed out similarities between these cards so that you can decide for yourself which to go for.
Discovery card offers various benefits like gas and gift cards but offers a different way of earning cash back as well as saving on interest rates. Both cards come with various options like different spending limit, grace periods, quarterly categories etc. both offers also provide different rewards. Discovery card gives cash back on dining and travel expenses, while Freedom card offers cash rebate on shopping and department store groceries. Thus, both offer rewards and have various options to choose from.
Discovery offers various things like travel miles, airline miles, hotel and car rental discounts, home improvement stores coupons, department store coupons etc. They also provide free car insurance from Discovery, which can be useful while traveling to different places. Both are offered with various reward programs as well. One important thing which is similar in both these credit cards is that both offer a cash rebate on every purchase you make. Discovery offers a double-cash-back program, which gives you one rebate on your regular purchases and a second one on the purchases made using your bonus points.
Discovery card is offered with no annual fee and comes with a twenty-four month long limited warranty. You have to pay a small one time fee which is usually less than a dollar. Discovery credit cards are not covered by any homeowner's insurance and you cannot get additional credit cards. Thus it can be said that Discover card benefits are limited towing or roadside assistance and travel insurance. It is up to you to decide whether you would like to invest in this type of credit card.
All Discover card benefits are provided in accordance to the terms and conditions of the card. The usual features that are found on any of these cards are travel insurance, membership in the Direct Drive association, dining certificates and gift certificates. The Direct Drive club allows you to earn points for dining out. These dining certificates do not need to be paid for and are considered as spending money. You may choose the points that you want to redeem and then redeem them through the use of a traveling membership which gives you access to air tickets, resorts, museums and so forth.
Discovery card benefits which are not available with any other credit cards are security protection that comes with a low monthly fee. You have to pay a small amount of security fees every month which is used as protection against identity theft. This is a great way of protecting yourself from such attacks because these thieves have gained access to your social security number, date of birth and address in order to steal your identity. There is a ninety-day period for the security company to investigate any claims which have been made against you so you can be assured that your security has been enhanced in this manner.
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The Discover Card Rewards Calendar is one of the easiest ways for you to save. All you have to do is buy a gift for your loved one and then add the card to their name. This means that when they shop at a particular retailer, you can both be saving money. Each time ...
Discover it Credit Cards is a cashback bonus program that allows you to get paid for every purchase you make. The Discover card offers two different types of rewards… cash and points. This card is ideal for those who travel a lot or even those who just like to shop. So, if you're looking ...