The Real Reason Behind Wells Fargo Business Platinum Credit Card | Wells Fargo Business Platinum Credit Card

The Wells Fargo Business Platinum Credit Card offers a choice between points and cash back. You will have to manually sign up for either the cash back or reward points option prior to you are able to begin earning rewards. This is great for those who would like to earn rewards, but do not want to risk losing their money. However, there are a few downsides to the Wells Fargo Business Platinum Card that you should be aware of.

First, this is an all-inclusive credit card. This means that it comes with the standard features found on all other cards. There are a number of benefits that come with the Wells Fargo Business Platinum Credit Card, such as access to an air mile program, discounts at participating restaurants and gasoline stations, free checking account upgrades at participating banks, a host of travel services, travel insurance coverage and accidental death insurance. This benefits program is also available to spouses and children. There is no annual fee, which is a great benefit. With all these wonderful features, it may be worth it to pay the annual fee only in order to receive the other perks and benefits.

Second, many business owners complain about the annual fee being charged by other banks. Banks that charge an annual fee of one of two reasons. Either they are overcharging their customers, or they are failing to generate enough revenue to justify the annual fee. Wells Fargo has been reported to be one of the lowest paying banks in the industry. Many business owners who use their Wells Fargo Business Platinum Credit Card report very little if any increase in their annual fee.

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Third, there are a couple of different cash back options available with this business card. You can choose between two different reward programs. The first program offers you one point per dollar spent. The second program offers up two points per dollar spent. These programs do not affect the monthly balance amount. So, if you have an account with Wells Fargo Business Platinum Credit Card, it makes good sense to have both the cash back option and the point program included in your transaction.

Fourth, with this business card, you also get to enjoy a 0.6% flat rate reduction on your balance. What a great way to build your small-business credit portfolio even faster! Finally, the third category of rewards that this card provides includes airline miles. The airline miles are applied in the form of a credit card statement and cannot be used for purchases. However, you can redeem them for air tickets!

Here's the great part. If you maintain your account with Wells Fargo Business Platinum Credit Card, you get to earn three times the rewards that you would with any other business card rewards program. That means that if you spend $1500 dollars in a year, you will be able to earn another $1500! That means three free tickets to anywhere you want! So if you travel a lot, make sure that this is added to your transaction.

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Small Business – Product List – Wells Fargo Business Credit Cards – wells fargo business platinum credit card | wells fargo business platinum credit card

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Wells Fargo Business Platinum Credit Card Front Travel with Grant – wells fargo business platinum credit card | wells fargo business platinum credit card

Wells Fargo Business Platinum Credit Card - BestCards

Wells Fargo Business Platinum Credit Card – BestCards | wells fargo business platinum credit card

Small Business – Product List – Wells Fargo Business Credit Cards - wells fargo business platinum credit card

Small Business – Product List – Wells Fargo Business Credit Cards – wells fargo business platinum credit card | wells fargo business platinum credit card

Business Platinum Credit Card - Wells Fargo Small Business - wells fargo business platinum credit card

Business Platinum Credit Card – Wells Fargo Small Business – wells fargo business platinum credit card | wells fargo business platinum credit card